So we had the SR done last december after CVS with Dr. Stone and though they didn't "accept" my insurance, they did file the claims for me. for reasons i'll never understand, the insurance outright rejected the claim for the SR after paying for the CVS and learning that the CVS results showed a genetic abnormality.
so fast forward several months and I called Dr. Stone's office a few weeks ago to let them know that I know our balance is a huge bill and we'd like to get on a payment plan because we never expected it to be denied after the diagnosis and medical necessity was clearly established. not only are they working with me on the payment plan ($100/month), but they chopped the final balance in half for me.
i guess i'm telling you this to say: do what's best for you and your family and the money thing should (happily) take a back seat to the rest of these very important decisions.
Debbi